Meet Rohan & Team
Your trusted advisor
Buying a home is an important milestone in everyone’s life. Rohan’s objective is to be your trusted advisor when you and your family decide to take this step.
Calculate Your Mortgage
Home Financing Options
Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
A jumbo loan, also known as a non conforming mortgage, is a type of financing that exceeds the limits for conventional lending. Made to finance luxury or high valued properties these loans usually have distinct underwriting requirements from lender to lender and also come with fixed and adjustable rate options.
We offer both warrantable and non-warrantable condominium financing via conventional, jumbo, FHA, and VA loan options. Fannie Mae/Freddie Mac have established requirements that deem a condo project “warrantable” or “non-warrantable” and you’ll want to discuss this with your lender as the rate and terms can differ between the two.
What we would refer to as a “portfolio” loan in our industry – this type of loan is unique. Eligible for Doctors, Residents, and Dentists this loan offers options up to 100% financing with no private mortgage insurance requirement. With both fixed and adjustable rate options this type of financing is ultra competitive to the medical community.
Looking to build your dream home? Looking to buy a fixer upper and renovate? We offer both “One-Time” and “Two-Time” construction/renovation financing options.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. In addition, there is no required private mortgage insurance on these loans. Veterans, service members, and surviving spouses can be eligible to take advantage of a VA mortgage. This program was designed to help military veterans realize the American dream of home ownership.
FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike by providing them with a low down payment option and more flexible credit score requirements. FHA mortgage insurance (upfront fee and monthly) is required on these loans and serves as protection for lenders in the event of a homeowner defaulting on their home loan.