Rohan

Nationally Recognized Service

2,500+ Families Helped

Ultra Competitive Rates

Nationally Recognized Service

2,500+ Families Helped

Ultra Competitive Rates

Meet Rohan & Team

Your trusted advisor

Buying a home is an important milestone in everyone’s life. Rohan’s objective is to be your trusted advisor when you and your family decide to take this step.

Rohan Kothare

Sr. Mortgage Loan Officer | NMLS#888266

Ali Mills

Sr. Mortgage Loan Officer Assistant | NMLS#1171285

Carie Welborn

Sr Mortgage Loan Assistant | NMLS#1199421

Lisa Tecson

Mortgage Loan Officer Assistant | NMLS#801857

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Loan Programs

Home Financing Options

Fixed Rate Mortgages (FRM)

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Adjustable Rate Mortgages (ARM)

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

A jumbo loan, also known as a non conforming mortgage, is a type of financing that exceeds the limits for conventional lending. Made to finance luxury or high valued properties these loans usually have distinct underwriting requirements from lender to lender and also come with fixed and adjustable rate options.

We offer both warrantable and non-warrantable condominium financing via conventional, jumbo, FHA, and VA loan options. Fannie Mae/Freddie Mac have established requirements that deem a condo project “warrantable” or “non-warrantable” and you’ll want to discuss this with your lender as the rate and terms can differ between the two.

What we would refer to as a “portfolio” loan in our industry – this type of loan is unique. Eligible for Doctors, Residents, and Dentists this loan offers options up to 100% financing with no private mortgage insurance requirement. With both fixed and adjustable rate options this type of financing is ultra competitive to the medical community.

Looking to build your dream home? Looking to buy a fixer upper and renovate? We offer both “One-Time” and “Two-Time” construction/renovation financing options.

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. In addition, there is no required private mortgage insurance on these loans. Veterans, service members, and surviving spouses can be eligible to take advantage of a VA mortgage. This program was designed to help military veterans realize the American dream of home ownership.

FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike by providing them with a low down payment option and more flexible credit score requirements. FHA mortgage insurance (upfront fee and monthly) is required on these loans and serves as protection for lenders in the event of a homeowner defaulting on their home loan.

Satisfied Clients

You're in good company

“Rohan & his team were excellent-friendly, informative, helpful, responsive. He kept in touch every step of the way, kept us updated & the online portal helped ensure seamless transfer of documents. I cant say enough good things. I’d work with them again in a heartbeat!”

Aditi and Calvin

“Our loan officer and processor were very responsive to questions posed and did a good job under difficult and novel circumstances.”

Robert and Mirand

“Thank you!  Rohan was the best and so kind.”

Kelsie and Niko

“Rohan & Billie were so great! Very attentive to our questions and provided great customer service!”

Brantley

“Rohan was a great pleasure to work with. This is my second mortgage that Rohan has helped me with and I hold him to the highest respect. Thank you!”

Bichang

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